Every crypto card, ranked.

Highest limits in the industry, broadest country coverage of any crypto card, low fees, but no rewards and no MiCA licence.

The card that defines the self-custody segment. Spend USDC straight from your MetaMask wallet, no top-up, no custodial intermediary. The launch story of 2026.

Pure on-chain self-custody, your Gnosis Safe is the account. The cleanest answer for self-custody-first readers.

The MiCA-licensed EU fallback, now with 0% FX (Visa markup aside). Cashback is a modest flat 1% and it stays EU-only, but the regulatory durability is the strongest in this set.

The volume leader. MiCA-licensed in the EU, available in the US, and the only major card with a real rewards programme. Tiers were renamed Plus/Pro/Private in late 2025 and can now be unlocked by a monthly subscription or a CRO stake, but the top 4-5% rates still require heavy staking.

Strong APAC and LATAM presence, sensible fee stack, and genuine USDT cashback (now spend-tiered up to 10%). EU issuance moved to the MiCA-regulated Bybit EU entity in 2026, adding regulatory clarity; still trails RedotPay on limits and has no US or UK support.

DeFi-restaking-as-collateral. Spend against your eETH while it keeps earning yield. The most ambitious self-custody product in this set.

Credit-line angle backed by your crypto collateral. Clean European licensing, but cashback now needs a >$5k balance and physical cards are paused.

The default crypto card for US residents. Lower limits than the Asia-Pacific leaders and a 2.49% conversion bites, but it's the only mainstream-trust option for US-based readers.

EU IBAN + crypto top-up + stablecoin yield on the idle balance. The cleanest pick for an EU-resident freelancer who wants one account for euros and stables.

Membership-tier USD cashback, low fees, unlimited card spend, and a fast-growing global audience. Worth watching as the brand establishes operational track record.

MPC custody (multi-party computation, split-key, no single point of failure) with 0% conversion, 0% FX, free ATMs, and up to 20% USDC cashback. Smaller brand, novel custody model, EU-focused (expanding into Latin America).

Non-custodial (Privy smart-wallet) card, now a prepaid Mastercard issued by Wirex with 0% FX and up to 8% staking-tiered cashback across ~70 countries. Gaining ground with users who want self-custody by default.

US-only Visa that pays rewards in bitcoin sats on spend. Clean DCA loop for bitcoin-focused US residents; not competitive on FX or limits for anyone else. In 2026 Fold added a Bitcoin rewards credit card (1.5% base, up to 4%) on waitlist alongside the debit card.

Prepaid Visa with no bank account required, now paired with a Spanish IBAN and SEPA Instant. Niche but real audience, freelancers, underbanked, anyone who needs a card without a bank.

An early-mover that's losing share. Rewards now run on subscription tiers (0.5% free, up to 8% on paid plans) paid in volatile WXT. Cover for completeness, but the field has moved on.

PLU-token rewards on paper (3–9%), but the headline rate now needs a paid subscription, thousands of PLU staked, and Perks-aligned spend. A niche fanbase product with low limits and a 2.5% FX fee.