Card profile
Bybit Card
Strong APAC and LATAM presence, sensible fee stack, and genuine USDT cashback (now spend-tiered up to 10%). EU issuance moved to the MiCA-regulated Bybit EU entity in 2026, adding regulatory clarity; still trails RedotPay on limits and has no US or UK support.
Score
7.0 / 10
Updated 21 Jul 2026
| Issuer | Bybit / Mastercard |
|---|---|
| Network | Mastercard |
| Custody | custodial |
| Available in | EEA, APAC, LATAM |
| Restricted | US, UK |
| Virtual issuance | $0 |
| Physical issuance | $5 |
| Monthly fee | $0 |
| Conversion fee | 0.9% |
| FX (non-base) | 0.5% |
| Per-transaction limit | $20,000 |
| Daily limit | $50,000 |
| Rewards | 2%-10% cashback, spend-tier based (paid in USDT) |
What we like
- Real stablecoin cashback (USDT, no token-volatility risk at base tiers)
- Low FX markup (0.5% in EEA)
- Wide LATAM and APAC availability; EU now under MiCA via Bybit EU
- No monthly fee
What we don't
- No US or UK support
- Lower limits than RedotPay
- Top cashback rates require high monthly card spend