Card profile
Bitpanda Card
The MiCA-licensed EU fallback. Less aggressive on limits and rewards than the leaders, but the regulatory durability matters as the rest of the field navigates 2026-07 deadlines.
Score
7.0 / 10
Updated 4 May 2026
| Issuer | Bitpanda (MiCA-licensed) |
|---|---|
| Network | Visa |
| Custody | custodial |
| Available in | EU |
| Restricted | US, UK |
| Virtual issuance | $0 |
| Physical issuance | $0 |
| Monthly fee | $0 |
| Conversion fee | 1.49% |
| FX (non-base) | 1.49% |
| Per-transaction limit | $10,000 |
| Daily limit | $20,000 |
| Rewards | Up to 2% in selected asset |
What we like
- MiCA-licensed, strongest EU regulatory standing in this set
- No issuance or monthly fee
- Reward asset is selectable (BTC / ETH / EUR)
- Multi-asset funding
What we don't
- 1.49% on every spend (highest in this set)
- EU only, no UK or US
- Limits below RedotPay