Card profile
Nexo Card
Credit-line angle backed by your crypto collateral. Clean European licensing and a 0-after-3-transactions sign-up hook.
Score
7.2 / 10
Updated 4 May 2026
| Issuer | Nexo / Mastercard |
|---|---|
| Network | Mastercard |
| Custody | custodial |
| Available in | EU, UK, APAC |
| Restricted | US |
| Virtual issuance | $0 |
| Physical issuance | $0 |
| Monthly fee | $0 |
| Conversion fee | 0% |
| FX (non-base) | 0% to monthly cap |
| Per-transaction limit | $25,000 |
| Daily limit | $100,000 |
| Rewards | Up to 2% in NEXO or BTC |
What we like
- Credit-line model, no need to top up
- Up to 2% in NEXO or BTC
- Real EU regulatory footprint
What we don't
- Borrow-to-spend mechanics need explanation for novices
- Best rewards require Platinum loyalty (large NEXO holdings)
- No US support
- Reward token volatile if you choose NEXO