Card profile
Crypto.com Visa
The volume leader. MiCA-licensed in the EU, available in the US, and the only major card with a real rewards programme. Tiers were renamed Plus/Pro/Private in late 2025 and can now be unlocked by a monthly subscription or a CRO stake, but the top 4-5% rates still require heavy staking.
Score
7.4 / 10
Updated 21 Jul 2026
| Issuer | Crypto.com (MiCA-licensed in EU) |
|---|---|
| Network | Visa |
| Custody | custodial |
| Available in | US, UK, EU, APAC, LATAM, Global |
| Virtual issuance | $0 |
| Physical issuance | $0 |
| Monthly fee | $0 |
| Conversion fee | 0% |
| FX (non-base) | 0% to monthly cap |
| Per-transaction limit | $25,000 |
| Daily limit | $100,000 |
| Rewards | Up to 5% cashback (monthly subscription or CRO stake tier) |
What we like
- Up to 5% cashback at top tiers
- Lower tiers now available via cheap monthly subscription (no CRO stake required)
- MiCA-licensed in the EU (regulatory durability)
- Available in the US, rare for crypto cards
- Tens of millions of users; mature product
What we don't
- Top 4-5% rewards still require a large CRO stake (price-volatile)
- Lower tiers now carry monthly reward caps (roughly $25 Plus, $75 Pro)
- Lower limits than RedotPay
- Cashback rates have been cut historically