Card profile
RedotPay
Highest limits in the industry, broadest country coverage of any crypto card, low fees, but no rewards and no MiCA licence.
Score
9.0 / 10
Updated 4 May 2026
| Issuer | RedotPay HK / StraitsX BIN sponsor |
|---|---|
| Network | Visa |
| Custody | hybrid |
| Available in | UK, EU, APAC, LATAM, MENA, Africa, 100+ countries |
| Restricted | US, Canada, Turkey, Russia, China |
| Virtual issuance | $10 |
| Physical issuance | $100 |
| Monthly fee | $0 |
| Conversion fee | 1.0% |
| FX (non-base) | 1.20% |
| Per-transaction limit | $100,000 |
| Daily limit | $1,000,000 |
| Rewards | None |
What we like
- Per-transaction limit of $100k, daily limit of $1M, order of magnitude above competitors
- Hybrid custody, self-custody until point-of-sale via WalletConnect
- Available in 100+ countries with no monthly fee
What we don't
- Zero rewards on spend (utility-only card)
- Not MiCA-licensed, EU passporting status uncertain post 2026-07
- Blocked in US, Canada, Turkey, Russia, China
- 1.0% conversion + 1.20% FX stack on non-USD spend